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Of course – but only if you want to! It’s entirely up to you whether you want to come out and choose the property/properties or if you would like me to do this entirely on your behalf.

Once the property has been purchased and tenants have moved in, I conduct regular inspections, ensuring your property is well maintained.

Yes, you and the property you intend to purchase must qualify for a 75% Buy-to-Let mortgage. The leveraging effect of buying a property with a mortgage means you make a greater rental and capital growth return. I look for properties that offer high yields so that the rental income is significantly higher than the mortgage repayments – allowing you to make money off the borrowed money as well as the money you’ve invested.

The interest rates vary depending on the product you pick. Many of my clients are buying under Limited Company names which are often more expensive but may allow you tax benefits on the income. It’s important to talk to an independent tax specialist – though I’m happy to arrange an introduction for you too.  Ultimately I work with specialist mortgage brokers, tax specialists and solicitors that help set up the purchase in the best structure for you.

Yes, I charge a flat one-off fee of £3,500 per property you purchase. £1,750 is payable when we agree to worth together and start the property search with the balance (£1,750) payable on completion.

It is important that you talk to a mortgage broker in advance and qualify your ability to raise a 75% Buy To Let mortgage. I would suggest that this is done before the property search begins so that we are confident in knowing the finances will be secured at the time an offer is made. Equally, I suggest that advice is taken from an accountant on the best way to structure the purchase, many clients will look to purchase under a company name which has tax advantages. I work closely with mortgage brokers and tax specialists that can offer independent advice.

You receive 7% of your total capital outlay from the rental income received. The balance of the rental income goes towards the management and maintenance of your property and covering any void periods.

Ultimately I take the grunt work and hassle out of investing in property.

Most people who would like to invest in property don’t know where to start – where to buy, what a good investment looks like, whether to buy new build or pre-occupied etc. – or if they do, quickly become overwhelmed by the sheer volume of information and conflicting opinions about it all…resulting in diminished confidence that they’re making the best decision possible, often opting to do nothing ‘for the time being’….a cycle which can go on for years, ultimately taking you further away from your future financial goals.

When I first started out, I was no different…16 years later and I have a wealth of first-hand experience investing both professionally and for friends and family – and I know exactly what to look for!

Unlike real estate agents who represent sellers, I work to source the best properties in the best areas to negotiate the best deal for investors like you. I research rental yields and growth potential – and once you have purchased the property I manage the rental aspect of it, covering void periods and the cost of maintenance so you don’t have to!

When you purchase the property it is done so under your name (or your company name) and the funds needed to purchase the property are sent to your solicitor; if you decide to sell at a later date the proceeds are again paid to you via your solicitor.

The funds for purchase or sale do not pass through our bank accounts.

You pay to us the sourcing fee of £3,500 to find the property/properties and we collect the rental income from tenants and make monthly payments to you for both your mortgage repayments and your return.

Other than the deposit (25% of the purchase price) you will need approximately £10,000 to cover:

– Stamp duty
– Conveyancing
– Property searches
– Vision Investment sourcing and management fee
– Mortgage broker
– A budget for redecoration (not refurbishment)

I predominantly focus on buying in the South/South-East of England – excluding London.

Above all us, I invest in properties and areas where:

– Rental yields are high
– Void periods are low
– Employment is high
– Properties are affordable
– Properties are close to good transport links
– Properties are located in an urban area
– Values are likely to rise above the national average

If you have a strong preference over the area or type of property you want to purchase we can still work together though be mindful that the level of deposit may be greater, stamp duty higher and rental return, lower

I work closely with mortgage brokers and tax specialists that specialise in property investment who can help you structure the purchase in the most efficient way. I am a member of the National Landlords Association and follow all the regulatory requirements. I ensure that:

– Tenants deposits are registered with a government backed tenancy deposit scheme
– Tenants are provided with Gas Safety Certificates
– Rents are received into segregated client accounts
– EPC’s (Energy Performance Certificates
– Smoke and Carbon Monoxide alarms
– Tenants have the right to reside in UK